Stephen is Executive Vice President, Cross-Border Services at Mastercard. He is responsible for leading the companies’ account-based cross-border payments offerings, enabling international payments from any funding source, to any destination, for any need. Stephen’s role is key to driving Mastercard’s multi-rail strategy by delivering innovative payment applications that allow people and organisations to send and receive money how, where and when they choose, over card or account-to-account infrastructure.

Prior to joining Mastercard, Stephen held the position of Managing Director for SWIFT, where he was responsible for its North America business. His career spans more than 18 years, with previous roles at Goldman Sachs, Bank of America, Merrill Lynch and Citi.

Stephen has a degree in Economics from the University of Anglia. Stephen lives with wife and two daughters in London.