Real-Time has been a reality in many LATAM countries for a couple of years. Brazil, Chile and Mexico are leading the real-time adoption by being in a developing stage, according to the 5 lessons learned and the way ACI grades each market in the Global Report, while other countries are in a planning scenario in order to move forward to real time payments like Colombia. LATAM as a very diverse region has many challenges to overcome but also has key elements raised over the years that serve well as a foundation for consolidating a successful real-time ecosystem. Let´s explore the potential of improving and modernizing the current rails, and getting more countries on board.