Tom Zschach is Chief Innovation Officer at Swift, where he drives innovation across the organization and with the global financial community to position Swift for the future of digital finance. Before joining Swift, he served as Chief Information Officer at CLS Group and at LCH.Clearnet, leading large-scale technology transformations across the financial markets. Tom studied Computer Science and Finance from California State University and has an Executive MBA from TRIUM, combining deep technical expertise with decades of leadership in banking and market infrastructure.