
Celebrate and shape the future of payments with can't-miss content and connections!
Join us to shape the future of payments with unmissable content, meaningful connections, and industry-leading insight.
We'll kick things off on Monday 29 June, with a welcome reception at 12th Knot, Sea Containers, London, from 7:00 PM.
Tuesday 30 June, will feature main stage keynotes, expert panels, breakout sessions, interactive workshops, and roundtables, all focused on the most critical topics shaping the EMEA payments ecosystem.
Throughout the day, dedicated time and spaces will enable networking sessions, meetings with peers, speakers, sponsors, and ACI leadership.
We will wrap the event up with closing drinks in the hotel bar.
8:00 AM - 09:00 AM
Registration and Refreshments
Register to collect your badge and join us for refreshments as we prepare for the day ahead.
9:00 AM - 9:20 AM
Welcome and Opening Remarks

Thomas Warsop
President & CEO
ACI Worldwide

Frederique Slevin
Head of Solution Consulting
ACI Worldwide
9:20 AM - 10:05 AM
Keynote Session
We are proud to welcome Dr. Leda Glyptis as a keynote speaker at Payments Unleashed Europe. As a widely respected fintech leader, author, and advisor, she brings deep, first‑hand experience from the front lines of financial services transformation.

Dr. Leda Glyptis
Fintech Leader, Author, and Advisor
10:10 AM - 10:50 AM
Payments Innovation: Bet on what's new or fix what scales?
As instant payments accelerate and fraud and liability expectations rise, leaders face hard investments choices. This panel explores which innovation to back, and how to prioritise for competitive advantage over the next 12 to 18 months.
MODERATOR

John Dawson
Managing Director,
Acara Strategy
Former Bloomberg TV Anchor
SPEAKERS

Simone Cortese
Chief Product Officer
Fnality

Garreth Dorree
Managing Director
Vinted

Mastercard
10:50 AM - 11:20 AM
Morning Break
Join us for refreshments and networking, and the opportunity to connect with our sponsors
11:20 AM - 12:00 PM
Sovereignty without fragmentation: Can Europe take control and still scale? Europe wants more control in payments. Can it get it without breaking scale? We’ll unpack what to localise, what to keep global, and what "success" looks like for the Digital Euro, EPI (Wero), Qivalis (euro stablecoin), and the UK’s National Payments Vision. |
MODERATOR

Dwayne Gefferie
Payments Strategist
Gefferie Limited
SPEAKERS

Nilixa Devlukia
CEO
Payments Solved Ltd

Paul Horlock
Chief Payments Officer
Santander

Craig Ramsey
Global Head of Account-to-Account Payments
ACI Worldwide
12:05 PM - 12:45 PM
AI in payments: Optimisation or transformation? AI is already driving efficiency across payments, where does optimisation end and true transformation begin? As capabilities evolve from analytics to orchestration and agentic commerce, this session examines how AI is reshaping products, decisioning and operations, and what it will take to unlock full-scale impact across the payments value chain. |
MODERATOR

Geoffrey Barraclough
Founder
Business of Payments
SPEAKERS

Philip Bruno
Chief Strategy & Growth Officer
ACI Worldwide

Lord Chris Holmes of Richmond MBE

Georgios Kolovos
Payments & FinTech Leader, EMEA
NVIDIA
12:45 PM - 2:15 PM
Lunch Break
2:15 PM - 2:55 PM
Banking Session
The always-on bank: Modernising payments without breaking what works
How banks modernise mission‑critical payments infrastructure to meet real‑time and resilience mandates without introducing new operational risk.
MODERATOR

Craig Ramsey
Global Head of Account-to-Account Payments
ACI Worldwide
SPEAKERS

Patrick Kipping
Area Lead Payments Transaction Processing
Rabobank

Gareth Lodge
Principal Analyst
Celent
2:15 PM - 2:55 PM
Merchant Session
Beyond the stack: Payments as a profit engine
Explore how enterprise merchants uncover revenue leakage across checkout, authorisation, fraud, and recovery. Learn how journey‑wide optimisation and benchmarking turn payments into a strategic driver of conversion, margin, and growth.
MODERATOR

Christian Schoenhuth
Head of Product Management, Merchant
ACI Worldwide
SPEAKER

Rémi Canard
Group Product Manager
Checkout.com
3:00 PM - 3:40 PM
Banking Session
Defending the card: Issuing and acquiring strategy in the age of pay-by-bank
How issuers and acquirers respond as instant A2A and pay‑by‑bank challenge card economics, customer protections, and future investment priorities.
MODERATOR

Dean Wallace
Director, Consumer Payments Moderniation
ACI Worldwide
SPEAKERS

Otto Benz
Director, Customer Technology and Payments
Nationwide

Liam Spence
SVP Franchise Innovation
Mastercard
3:00 PM - 3:40 PM
Merchant Session
From channels to journeys: The strategy behind blended retail
Discover how leading retailers move beyond omnichannel to create seamless blended journeys across digital and physical touchpoints. See how unified identity and payments boost lifetime value while improving efficiency and lowering cost‑to‑serve.
MODERATOR

Debbie Brookling
Director, Customer Success and Sales, EU
ACI Worldwide
SPEAKERS

Paul Fletcher
Principal Solution Architect
The Co-op Group

Scott Fraser
Director of Digital Product Management
Screwfix
3:40 PM - 4:00 PM
Afternoon Break
Join us for afternoon refreshments and networking, and the opportunity to connect with our sponsors
4:00 PM - 4:40 PM
Banking Session
Beyond reimbursement: Scams, AI, and shared liability in a real-time world
What banks must do next as fraud scales through social platforms and AI, and reimbursement alone fails to address the underlying problem.
MODERATOR

Jackie Barwell
Director, Fraud Product Management
ACI Worldwide
SPEAKERS

Mathilde Bonneau
Director, International Payments Policy
PayPal

Damian Di Carlo
Global Technical Account Director
JT Global
4:00 PM - 4:40 PM
Merchant Session
Preparing for the agentic buyer: Fraud and trust at checkout
As AI agents begin to transact on behalf of consumers, merchants face new trust and fraud challenges. This session examines how to enable agent‑initiated payments while protecting consumers, reducing false declines, and safeguarding growth.
MODERATOR

Adriana Iordan
Global Head of Merchant and Payments Intelligence
ACI Worldwide
4:40 PM - 5:00 PM
Wrap Up

Thomas Warsop
President & CEO
ACI Worldwide
Questions?
Visit the FAQ page or contact us directly.
*Agenda is subject to change